Mohave County Bankruptcy Attorney

Personalized Bankruptcy Representation in Mohave County, Arizona

Do you let the answering machine pick up because you are dodging creditor calls? Do you get a sinking feeling in the pit of your stomach when you see the familiar phone number of a harassing creditor on your caller ID? Are you afraid of your mailbox because it contains bills you cannot pay? Are your bills too much? Are you upside down in the value of your home? Are you facing a foreclosure or repossession? Are your wages being garnished now or in the near future from a judgment?

At the Law Office of Frank T. Waters, we understand the stress and worry of overwhelming debt. We aren't rich and don't come from money. We know what it is like to struggle with debts and wonder how you're going to make the monthly rent payment. Having also dealt with personal debt, Mr. Waters knows how difficult this situation is and is here to provide the responsive and individualized attention you need.

If you are struggling with debt overload, our firm can help you make an informed decision about how to handle it with legal solutions. Bankruptcy may be the solution you are looking for. You may not need bankruptcy, and if so we'll tell you. If you choose a Chapter 7 bankruptcy to discharge your eligible debts like credit cards, medical bills, or other unsecured debts we can help you navigate the process successfully.

If you need a Chapter 13 to allow you a workable option to repay your debts, we can help you make that decision. Mr. Waters works with debt consolidation services and can help you understand the pros and cons of this approach. He will meet with you personally and discuss your options with you so you can decide which option is right for you. He will help you understand what property you can keep in bankruptcy, and what property you cannot keep, and will help you decide which option is in your best interests. He personally understands dealing with debt. Most importantly, he can take payments while providing assistance in dealing with your creditors.

Get the Personal Service You Need and Deserve

As a local Mohave County bankruptcy lawyer, Mr. Waters will ensure that you have the proper legal advice you need and that you understand all of your rights under the bankruptcy laws. When you find yourself at a court-ordered meeting of creditors concerning your bankruptcy case, you won't be sitting beside a stranger, who barely knows your name or the specifics of your situation.

Mr. Waters works personally on every bankruptcy case and petition that our firm files. Mr. Waters will personally meet with you about the factors involved in your particular bankruptcy case and keep you apprised of its progress. No case is filed until he personally reviews it, personally enters data requiring legal decisions, and will personally file the case himself. Our firm offers a free consultation to get you started in which you can discuss your options concerning your debt situation and how to resolve it.